Business Insurance in Greenville, SC

A business insurance package may help you lessen the financial fallout if an unexpected risk causes losses to your business. At Quality Insurance, we’re here to help you find the right coverage that matches your organization’s needs.

What Does a Policy Include? low angle photo of city high rise buildings during daytime

Not all business policies are the same; insurers may vary in their offerings. Your organization’s coverage needs may also depend on your location, industry, number of employees and other factors.

A business insurance package may offer the following coverages:

  • General liability coverage may help pay for the associated costs of third-party risks such as bodily injuries, advertising injuries and property damage.
  • Business interruption coverage may cover lost income if a covered peril forces you to temporarily close your business.
  • Commercial property coverage may cover damages to your office or storefront as well as tools and equipment.
  • Commercial auto coverage may help pay for business vehicles’ repair costs if they get damaged or are involved in an accident.
  • Errors & omissions coverage may cover your legal expenses if you’re sued for missed deadlines, errors or negligence.
  • Workers’ compensation coverage may help pay for your employees’ medical expenses, disability benefits and lost wages if they are injured in an on-the-job accident.
  • Cyber coverage may cover costs related to a data breach or cyberattack.

How Much Coverage Do I Need?

The amount of business insurance coverage that you need may depend on several factors. In South Carolina, most businesses are required to carry workers’ compensation and certain amounts of commercial auto coverage, as applicable. A good rule of thumb is to have coverage sufficient to cover potential risks and liabilities without sacrificing your financial standing.

Get Covered Today

Contact Quality Insurance today to request a personalized quote.