Homeowners Insurance in Greenville, SC
Your home represents both a significant investment and a haven for your family. At Quality Insurance, we help Greenville homeowners find coverage to provide financial protection against damage to their homes and the liability that may come with being a homeowner.
What Is Home Insurance and What Does It Cover? 
Home insurance is designed to offer financial support when unexpected events affect your property. A standard home insurance policy may include these essential coverages:
- Dwelling coverage may help repair or rebuild your home if it’s damaged by covered events like fire, storms or other disasters.
- Personal property coverage may assist in replacing belongings like furniture, clothing and electronics if they’re stolen or damaged.
- Liability coverage may offer support if someone is injured on your property and you’re found responsible.
- Additional living expenses coverage may help with temporary housing costs if your home becomes uninhabitable.
Home insurance doesn’t typically cover damage due to flooding. Your agent can help you get appropriate flood insurance coverage.
How Does Home Insurance Work?
When a covered event occurs, contact your insurance company to start the claims process. Your policy includes a deductible—the amount you pay before insurance begins to help. Different types of claims might have different deductibles. Choosing higher deductibles typically means lower monthly premiums.
Our agents can help you understand your coverage options and choose deductibles that fit your financial situation. They can also help guide you through the claims process when needed.