Condo Insurance in Greenville, SC
Condo insurance, often referred to as an HO-6 policy, can fill the coverage gaps left by your condo association’s master policy. While your association’s master policy typically covers the building’s exterior and shared spaces, it’s up to you to insure your unit’s interior and your personal belongings. Without the right coverage, you could be left responsible for costly repairs or replacements after damage or loss. 
What Does Condo Insurance Cover?
Condo insurance policies can provide financial protection for:
- Your furniture, electronics, clothing and other belongings if they’re stolen or damaged by a covered risk
- Fixtures, flooring, cabinets, and improvements within your unit that are not covered by the association’s policy
- Relevant expenses if someone is injured in your unit or you’re held responsible for causing damage to someone else’s property
- Your share of certain losses or damages to common areas, as assessed by your condo association.
- Temporary living costs if your condo becomes uninhabitable due to a covered loss.
Who Needs Condo Insurance?
Condo insurance is essential for anyone who owns or is interested in owning a condo. Lenders may also require proof of condo insurance before approving a mortgage. Your broker can help discuss your unique circumstances and recommend coverage.
How Quality Insurance Can Help
We’ll review your HOA’s master policy, explain your options and tailor a condo policy to fit your situation. Our goal is to make sure you’re adequately insured without paying for unnecessary coverage.
Contact us today to discuss your insurance needs and request a personalized quote.